Your Financial Advisor & Fiduciary
Are you wondering if you have enough money for a fruitful retirement? Would you like support and guidance with your investments? Are you looking for someone you can trust to help with your big life (and money) decisions?
We are glad you are here!
We are working every day to enrich the lives of clients, friends, and our community. With over a decade of financial planning experience and our highest integrity we will help you grow and protect your assets. We specialize in reducing risk, maximizing tax strategies, and strategically investing your assets.
Our clients typically need us most when they are experiencing a major life transition. Whether that’s making a plan to retire, selling a home (or business), or losing a loved one – most major life changes have financial implications.
If you are looking to understand what a financial advisor can offer, want guidance on retirement distributions, or are just too busy to do it yourself, we advise on everything your money can do for you. We will invest in securities that match your values, and make sure your plan will cover the unexpected, because sometimes (oftentimes) the unexpected happens.
Front Street Financial, founded by Jennifer Macedo, is on the west side of Maui in Lahaina, Hawaii. If you are looking for a fiduciary financial planner you can trust, you’ve come to the right place.
Call, text, or schedule a meeting today. (808) 378-7808
Examples of How We’ve Helped Clients:

Small Business Owner Saves in Taxes:
- We recommended and set up a business retiement plan that saved this client over $99,000 in payable federal & state tax!

Selling and Purchasing Home Made Simple:
- Financial planning used to compare options for a home purchase (cash vs. financing). With clarification it was easy for this couple to make a smart financial decision that will allow them to retire earlier!

EIDL Money Sitting in the Bank:
- Recommendation to client allows earnings of over $120,000/annually on cash-like assets to cover EIDL interest while allowing money to be available for business use.

Peace of Mind to Woman in her 60's:
- Brought ease and comfort during a time of grief and loss when money was inherited. We helped not only to invest but to learn about investing and money.

Retirement Planning Doubles Portfolio:
- By planning ahead with regards to tax planning, optimizing distributions, and conversions we were able to double the projected client portfolio value from $6 MM to over $12 MM.

Budgeting for Woman Business Owner:
- Optimizing a budget has helped this client to reduce spending and become a saver. We’ve also found multiple areas of savings like healthcare that now pay for our fee!
What Clients are Saying…
“Jennifer at Front Street Financial has been instrumental in creating my plan for retirement. The value of doing financial planning with her is immeasurable. Together we have put into place an approach that will double my portfolio value over my lifetime. I highly recommend Jennifer if you are looking to multiply your money using financial planning.” – Chris
“Jen’s recommendations have been very profitable: converting IRAs to Roth IRAs and exchanging mutual funds with ETFs that reduce my annual income and allow us to control capital gains. Very knowledgeable about taxes too. We have been working together for 10 years and I trust her with my portfolio.” – Diane