Bringing Planning to Life and Meaning to Money

FRONT STREET FINANCIAL

Your Financial Advisor & Fiduciary

Are you wondering if you have enough money for a fruitful retirement? Would you like support and guidance with your investments? Are you looking for someone you can trust to help with your big life (and money) decisions?

We are glad you are here!

We are working every day to enrich the lives of clients, friends, and our community. With over a decade of financial planning experience and our highest integrity we will help you grow and protect your assets. We specialize in reducing risk, maximizing tax strategies, and strategically investing your assets.

Our clients typically need us most when they are experiencing a major life transition. Whether that’s making a plan to retire, selling a home (or business), or losing a loved one – most major life changes have financial implications.

If you are looking to understand what a financial advisor can offer, want guidance on retirement distributions, or are just too busy to do it yourself, we advise on everything your money can do for you. We will invest in securities that match your values, and make sure your plan will cover the unexpected, because sometimes (oftentimes) the unexpected happens.

Front Street Financial, founded by Jennifer Macedo, is on the west side of Maui in Lahaina, Hawaii. If you are looking for a fiduciary financial planner you can trust, you’ve come to the right place.

Call, text, or schedule a meeting today. (808) 378-7808

Examples of How We’ve Helped:

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Small Business Owner Saves in Taxes:

  • We recommended and set up a business retiement plan that saved this client over $99,000 in payable federal & state tax!
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Selling and Purchasing Home Made Simple:

  • Financial planning used to compare options for a home purchase (cash vs. financing). With clarification it was easy for this couple to make a smart financial decision that will allow them to retire earlier!
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EIDL Money Sitting in the Bank:

  • Recommendation to client allows earnings of over $120,000/annually on cash-like assets to cover EIDL interest while allowing money to be available for business use.
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Peace of Mind to Woman in her 70's:

  • Brought ease and comfort during a time of grief and loss when money was inherited by helping not only to invest but to understand more about investing.
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Retirement Planning Doubles Portfolio:

  • By planning ahead with regards to tax planning, optimizing distributions, and conversions we were able to double the projected client portfolio value from $6 MM to over $12 MM.
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Budgeting for Woman Business Owner:

  • Optimizing a budget has helped this client to reduce spending and become a saver. We’ve also found multiple areas of savings like healthcare that now pay for our fee!

Financial Planning Client Reviews

Hayes Review

Courtenay Review

Sherry Review
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Front Street Financial (“FSF”) is a registered investment advisor offering advisory services in the State of Hawaii and in other jurisdictions where exempted.  The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by FSF in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of FSF, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.